Tag Archives: DIY

For Ourselves, and Our Posterity

If this form of college finance works it could be the impetus for an entirely new way to go about doing it. With already having investors, one could make the argument that the concept has already been proven. This is a sell-able investment plan. While yes, I ask for money for college and thus should have college paid for; I am ultimately incentivised to bring the cost of education down as much as possible via scholarships, work outside of school, thrifty living etc. The more of my education I am able to pay for myself, the less I have to pay out of pocket later on. But, with the way the plan is structured, my investors should make the same ultimate percentage return on their money.

While the argument exists that one should be equally as incentivised under the weight of a student loan, I don’t think that people necessarily are. It seems that a college education has become so much of a social imperative that we’re willing to take on any amount of debt to get us there. In fact if I’d had a cosigner for student loans, I probably would have walked away with $100,000 in debt. Instead, while potentially still borrowing $100k, the burden of “debt” is gone. My profits are unleveraged and my college will be financed by equity, or, if necessary, a combination of debt and equity.

My Education is a private equity deal. People own shares of my potential success.




I officially have 2 committed investors! Baylor here I come!  There’s a certain optimism that comes with getting new investors. I have two people that believe I can make it. They believe it enough to bet on me and that’s the best thing anyone can do. Their chips are on the table and now I’m gonna show them it’s a worthy expenditure.

Invest In me; Take My Equity

My name is Ian Hancock and I am stubborn. I am a third generation Irish American headed to college at Baylor University in Waco, TX. I am learning Irish (Tá mé ag foghlaim Gaeilge). I am a Pre-Business/French major at Baylor and there’s something unique about my going to college. I refuse to believe that I have to take out exorbitant student debt to finance my education. College tuition has risen to an all-time high and, with it, student debt. Instead I’m using me and my education as an investment Proposition. I offer shares of my future equity in return for private investments into my education. As it says in my bio graphical blurb, I am bound and determined to be successful in life. I need to be able to give my investors a return. I am hard working. I am intelligent. I will develop the skills necessary for me to succeed and bring my investors a return.